COMMERCIAL AND RESIDENTIAL CHILD CARE »   »   »   »   »

We provide a comprehensive product for both commercial and residential child care facilities.

Policy Features may include:

• Professional Liability at no additional charge
• Child Molestation or Abuse limits up to the General Liability Limit with No Liability Deductible (commercial)
• $5,000 of Medical Payments Coverage at no charge
• Defense Cost Reimbursement Coverage for alleged acts of Child Molestation or Abuse against the facility owner
• Employees including Directors and Assistant Directors as insured under Child Molestation or Abuse Coverage. (Commercial)
• Non-Owned and Hired Auto Coverage
• Coverage for risks with children with special needs or “drop-in” centers
• Coverage for risks with pets, pools and field trips
• Coverage for extended hour and overnight commercial child care facilities
• Value Plus Endorsement providing 16 optional coverages for one low flat charge, including: Glass, Money & Securities and Employee Dishonesty, Electronic Data Processing Coverage and more
• Special form and Replacement Cost coverage
• Equipment Breakdown Coverage

Additional Advantages:

• A.M. Best rated A++ Carrier
• Low Minimum Premium

Commercial Child Care Application
Residential Child Care Application