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Miscellaneous Professional Liability Insurance responds to claims arising from wrongful acts; errors and omissions in professional services. Claims-made coverage is provided. Coverage can be written on a primary or an excess basis.

ELIGIBLE CLASSES:
Virtually any individual residential home inspector or home inspection firm is considered. Even inspectors with no experience and new ventures.
Accountants (performing duties of bookkeepers/payroll/tax services/billing services only) Marketing consultants/researchers
Answering services/alarm monitoring companies Mailing service providers
Appraisers Medical billing service/medical information service providers
Benefit plan administrators/consultants Mortgage brokers
Claims adjustors/examiners Notaries
Computer professionals/consultants Paging services
Construction management firms Printers/printing firms (non-financial)
Convention/trade show arrangement service providers Property managers and real estate brokers/agents
Court recorders/stenographers Public relations firms/consultants
Employment agencies/executive recruiters/search firms/temp and temp to hire firms Publishers
Escrow agents Real estate brokers/agents, sales, leasing and property management
Information retrieval services Speakers/lectors bureaus
Insurance agents/brokers property and casualty Telemarketing firms
Insurance support services Teleconferencing companies
Interior designers/decorators Temporary help service providers
Interior design/space planners (non-structural) Title agents/title abstract searchers
Land surveyors Tutors
Letter writing services/resume writers/word processing services Third-party administrators
Loan servicing firms Trustees
Management consultant of market appraisal and feasibility studies Vocational counselors
   

ENHANCEMENTS:
For property/casualty insurance agents and brokers, claims-made form features:
An expanded definition of “insured”
Defense costs covered from first dollar, and paid in addition to the limits of liability
Coverage for disciplinary proceedings under a separate limit of liability
Coverage for professional services rendered via the Internet
Coverage extended to disciplinary proceedings
Coverage for services related to mutual funds, variable life and annuities
Consent of settlement provision
Per claim or/and aggregate limits and deductibles - of up to three times numerous other specialized endorsements enhance coverage for specific classes
   

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