PERSONAL LINES INSURANCE »   »   »   »   »

• High Value Homeowners including wind coverage
• Wind coverage for CAT exposed coastal properties available
• Primary, secondary, seasonal, builders risk & vacant
• Rentals & short-term rentals
• Older Homes eligible
• Primary Liability up to $1,000,000 available

• ISO HO6 and HO4 policy forms modified to tailor coverage for these risks
• Wind coverage for CAT exposed coastal properties available
• Coverage for rentals, short-term rentals & vacant condominiums
• Primary Liability up to $1,000,000 available

• Any Size Schedule
• Most classes of personal property considered including; jewelry, furs, cameras, musical instruments, silverware, stamps, rare coins, fine arts, firearms, etc.
• ISO Personal Inland Marine Form

• Excess of National Flood Insurance Program (NFIP)
• Limits up to $10,000,000 TIV
• Available for both coastal and interior risks in flood zones
• Coverage provided on a “Follow-Form” basis

• Coverage A Limits up to $5,000,000 provided on an admitted basis
• Coverage A Limits up to $10,000,000 provided on an Excess & Surplus lines form
• Personal Injury coverage
• Excess Uninsured/Underinsured Motorists coverage available up to $1,000,000
• Minimum attachment of $250/500/100 or $300,000 CSL Automobile, Boats and Recreational Vehicles
• Coverage for high-risk divers available

• Stand alone personal liability coverage of up to $1,000,000
• $5,000 Medical Payments included.
• Coverage offered for owner occupied or tenants occupied one, two, three, and four family dwellings: secondary/ seasonal residences; condominium unit owners, mobile home owners, and tenants of multiple unit buildings.
• Coverage offered for dwellings under renovation or construction where the insured is not the general contractor.
• Minimum attachment of $250/500/100 or $300,000 CSL Automobile, Boats and Recreational Vehicles
• Individuals, Trusts, Estates, Limited Partnerships, Limited Liability Corporations (LLC), and Family Partnerships written as the Named Insured

Click here to open applications.