ISO HO6 and HO4 policy forms modified to tailor coverage for these risks
Wind coverage for CAT exposed coastal properties available
Coverage for rentals, short-term rentals & vacant condominiums
Primary Liability up to $1,000,000 available
Personal Article Floater
Any Size Schedule
Most classes of personal property considered including. jewelry, furs, cameras, musical instruments, silverware, stamps, rare coins, fine arts, firearms, etc.
ISO Personal Inland Marine Form
Excess Flood
Excess of National Flood Insurance Program (NFIP)
Limits up to $10,000,000 TIV
Available for both coastal and interior risks in flood zones
Coverage provided on a “Follow-Form” basis
Umbrella*
Coverage A Limits up to $5,000,000 admitted
Coverage A Limits up to $10,000,000 Excess & Surplus
Personal Injury coverage
Excess Uninsured/Underinsured Motorists coverage available up to $1,000,000
Minimum attachment of $250/500/100 or $300,000 CSL Automobile, Boats and Recreational Vehicles
Coverage for high-risk & older drivers available
Comprehensive Personal Liability*
Stand alone personal liability coverage of up to $1,000,000
$5,000 Medical Payments included
Coverage offered for owner occupied or tenants occupied one, two, three and
four family dwellings: secondary / seasonal residences; condominium
unit owners, mobile home owners, and tenants of multiple unit buildings.
Coverage offered for dwellings under renovation or construction where the
insured is not the general contractor.
