Shelly, Middlebrooks & O'Leary specializes in small to mid-sized property accounts. We provide coverage, including wind, for a wide variety of commercial property classes and are committed to the growth and expansion of our property product offering. Wind capacity for commercial property risks classified as coastal located in Florida, Georgia, North Carolina, South Carolina & Texas is available.
Risk Appetite*
Some of the classes our agents have been successful placing with us include:
- Apartments
- Bakeries
- Beauty Parlors & Barber Shops
- Builder’s Risk
- Churches
- Civic & Service Clubs
- Condos & Townhouses
- Contractors
- Daycares
- Dwellings
- Grocery Stores
- Laundry Dry Cleaning
- Medical Offices
- Mercantile Risks
- Office Buildings
- Pawn Shops
- Restaurants
- Shopping Centers
- Super Markets
- Vacant Property & Vacant Land
- Warehouses
*Risk appetite not limited to the above listed classes
Coverages
- Buildings
- Business Personal Property
- Business Income & Extra Expense including rental value
- Property of Others
- Builder’s Risk/Renovations
- Tenant’s Glass Coverage
- Detached Signs/Billboards
- Fences, Walls, Canopies and Awnings
- Mechanical & Electrical Breakdown
- Ordinance or Law Coverage
- Wind & Hail Coverage**
- Crime – Coverage Form Q – Robbery and Safe Burglary
- Fire Legal Liability
- Limited Property Extensions Endorsement automatically included. Additional coverage available for purchase
** Commercial Wind coverage is limited in Palm Beach, Broward, and Miami-Dade counties.
Optional Coverages
GENERAL LIABILITY
EXCESS GENERAL LIABILITY
In addition to property coverage Shelly, Middlebrooks & O'Leary can provide General Liability and Excess General liability for the above mentioned classes of business.
Let us be a leader for you
Our team is a phone call or email away. Get in touch with us today.
Quotes Made Easy
We back our services with more than 60 years of industry experience and strive to find innovative solutions for our clients and their hard-to-place risks. As a principal in our industry, we put the power of exceptional customer service, competitive pricing and proven expertise to work for our clients every day.
