Today’s companies face an ever-present threat of lawsuits, a reality of doing business in our litigious society. In the event of suit - whether it involves injury or property damage - safeguard your client’s assets and protect against the unexpected with general liability insurance. Our underwriting experience and carrier stability allows us to insure a wide array of traditional and hard-to-place risks.
Classes of Business
Construction: General liability coverage for small and large businesses working on commercial, residential, and multi-unit structures
Installation, Service & Repair: General liability coverage for businesses that install, service, or repair a variety of products
Manufacturing & Distributing: Coverage for all types of companies that make or ship products
Non Profit: Fraternal Club, Storefront Community Churches, Social Services & Youth Sports
Prize Indemnification: Grand slam home runs, half-court basketball shots, holes-in-one, paper airplane tosses, record-sized fish catches
Stores & Rental Operations: Protection for retailers from accidents that occur in relation to their business
Service Businesses: Artisan/Trade Contractors, Beauty/Nail Salons, Child Care, Concessionaire & Vendors, Janitorial Services, Lawn Care
Special Event: General Liability and/or Liquor Liability for short-term events, Concert in the Park, Fishing Tournaments, Summer Festivals, Weddings
Transportation: Insurance coverage for “on-the-road” businesses needing more than auto insurance.
Miscellaneous
- Bars
- Amusement Devices
- Fitness Centers
- Gasoline Sales
- Jet Ski & Boat Rental
- Laundromats
- Lessor’s Risk
- Pet Care
- Restaurants
- Security Guards
- Tanning Salon
- Stucco or Plastering Work
- Tree Trimming
- Vacant Land
- Vacant Building
- Welding
Limits
- $1,000,000 Occurrence
- $2,000,000 General Aggregate
- $2,000,000 Products/Completed Operations Aggregate
- $1,000,000 Personal & Advertising Injury
- $300,000 Fire Legal Liability
- $10,000 Medical Expense
Optional Coverages (class specific)
- Blanket Additional Insured
- Waiver of Subrogation
- Professional Liability
- Sexual Abuse & Molestation
- Hired & Non-Owned Auto
- Primary & Non contributory wording
Commercial Umbrella & Excess Liability (included but not limited to)
- Minimum attachment point of $1,000,000
- Limits of Liability up to $25,000,000
- Eligible classes: Building & Premises, Construction, Habitation, Mercantile & Social Services
- Excess Umbrella coverage available
Let Us Be a Leader For You!
Our team is a phone call or email away. Get in touch with us today.
Quotes Made Easy
We back our services with more than 60 years of industry experience and strive to find innovative solutions for our clients and their hard-to-place risks. As a principal in our industry, we put the power of exceptional customer service, competitive pricing and proven expertise to work for our clients every day.
